The Community Services Department's Down Payment Assistance Program (DAP) can provide financial assistance to help you purchase your dream home in Harris County.
Applicant Eligibility Criteria
Total family gross income cannot exceed the following:
Extremely Low Income
(Limits based on 0-30% of area median income)
Very Low Income
(Limits based on 31-50% of area median income)
(Limits based on 51-80% of area median income)
* Income is not solely determined by your pay stubs. Income calculations also include your checking, savings, investment, and retirement accounts at a rate of .06%, plus any other forms of income you might receive, such as child support, reoccurring gifts, etc.
o provided by a HUD approved homebuyer education course provider.o performed by a Certified Counseloro and buyer is required to submit a final signed household budget from their HUD approved provider.
Pre-existing home is $209,000.Newly constructed home is $243,000.
Down PaymentCustomary Closing CostsOwners Title Policya 3-Year Home Warranty up to a maximum of $500 per year, on pre-existing homesa 1-year Flood Insurance Policy up to a maximum of $500
5 years – if DAP award is $1 - $14,999 or10 years – if DAP award is $15,000 – $23,800
DAP Fact SheetSteps for Homeownership
Service Area Map
Harris County DAP Frequently Asked Questions
2021 DAP Guidebook
2020 DAP Public Hearing Video
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