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The Community Services Department's Down Payment Assistance Program (DAP) can provide financial assistance to help you purchase your dream home in Harris County.
Applicant Eligibility Criteria
o provided by a HUD approved homebuyer education course provider.o performed by a Certified Counseloro and buyer is required to submit a final signed household budget from their HUD approved provider.
Total family gross income cannot exceed the following:
Pre-existing home is $227,000.Newly constructed home is $251,000.
Down PaymentCustomary Closing CostsOwners Title Policya 3-Year Home Warranty up to a maximum of $500 per year, on pre-existing homesa 1-year Flood Insurance Policy up to a maximum of $500
5 years – if DAP award is $1 - $14,999 or10 years – if DAP award is $15,000 – $23,800
DAP Fact SheetSteps for Homeownership
DAP Definitions
Service Area Map
DAP Frequently Asked Questions
2021 DAP Guidebook
2020 DAP Public Hearing Video
Steps to Becoming a Participating Lender
Lender Interest Questionnaire
Lender Training Registration
DAP Lender Frequently Asked Questions
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